Expatriation Cyprus - tax comparison
🇨🇾

Cyprus

VS
Expatriation Panama - tax comparison
🇵🇦

Panama

Cyprus vs Panama

Complete comparison for your tax relocation

Data up to date as of January 15, 2025
Top income tax bracket
35%
🇨🇾 Cyprus
vs
25%
🇵🇦 Panama
Monthly cost (single)
1 100 €
🇨🇾 Cyprus
vs
900 €
🇵🇦 Panama
Safety
7/10
🇨🇾 Cyprus
vs
6/10
🇵🇦 Panama

Taxation

🇨🇾Cyprus
🇵🇦Panama
Top income tax bracket35%25%
Corporate tax12.5%25%
Capital gains0%10%
VAT19%7%
Tax treaty with FranceYesNo
Special regimeNon-Dom (exonération dividendes et intérets)Taxation territoriale
Wealth taxNoNo
Territorial taxationNoYes
🇨🇾

Non-Dom (exonération dividendes et intérets)

Duration: 17 ans

Les résidents non-domiciliés à Chypre bénéficient d'une exonération totale sur les dividendes et les intérets pendant 17 ans. Combiné avec l'absence d'impot sur les plus-values (hors immobilier chypriote), c'est l'un des régimes les plus avantageux d'Europe.

🇵🇦

Taxation territoriale

Duration: Illimitée (systeme fiscal national permanent)

Le Panama applique un systeme de taxation purement territoriale : seuls les revenus de source panaméenne sont imposés. Les revenus générés à l'étranger sont totalement exonérés, y compris les dividendes, intérets et plus-values d'origine étrangere.

Cost of living

🇨🇾Cyprus
🇵🇦Panama
Monthly cost (single)1 100 €900 €
Monthly cost (couple)1 800 €1 400 €
City center rent850 €700 €
Outside city rent550 €400 €
Private health insurance70 €70 €
Public healthcareAccessibleAccessible

Estimated total monthly budget (single, with city center rent)

🇨🇾 Cyprus1 950 €/mo
🇵🇦 Panama1 600 €/mo

Panama is approximately 350 € cheaper per month in total.

Quality of life

🇨🇾Cyprus
🇵🇦Panama
Average temperature20°C27°C
Safety7/106/10
Health index56/10062/100
Internet80 Mbps60 Mbps
Timezone vs Paris+1h-6h
French-speaking communitySmallVery small
LanguagesGrec, Anglais, TurcEspagnol, Anglais
CurrencyEuro (EUR)Balboa / Dollar US (PAB/USD)
Corruption index53/10036/100
Democracy index7.29/107.05/10

Settling in

🇨🇾Cyprus
🇵🇦Panama
Residence permit delay2 months2 months
Company creation8 days6 days
Bank accountEasyEasy
Political stability7.5/106/10
Ease of business54th worldwide86th worldwide

Summary

🇨🇾

Cyprus

  • Top IT: 35% | Corp. tax: 12.5%
  • Cost of living: 1 100 €/mo
  • Safety: 7/10 | Health: 56/100
  • Regime: Non-Dom (exonération dividendes et intérets) (17 ans)
View full profile Cyprus
🇵🇦

Panama

  • Top IT: 25% | Corp. tax: 25%
  • Cost of living: 900 €/mo
  • Safety: 6/10 | Health: 62/100
  • Regime: Taxation territoriale (Illimitée (systeme fiscal national permanent))
View full profile Panama

Comparative analysis: Cyprus vs Panama

Which country has lower taxes?

Both countries are fairly close on taxation. Income tax reaches 35% in Cyprus and 25% in Panama. Corporate tax is 12.5% and 25% respectively. Capital gains are taxed at 0% in Cyprus versus 10% in Panama.

Which country is cheaper to live in?

The cost of living is lower in Panama. A single person spends about 900 EUR/month excluding rent, compared to 1 100 EUR/month in Chypre. City center rent averages 700 EUR versus 850 EUR.

Which country is safer?

Chypre scores higher on safety (7/10 versus 6/10). In terms of healthcare, Panama leads with an index of 62/100 compared to 56/100 for Chypre.

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Disclaimer

The tax information presented is based on estimates from public sources (PwC, OECD, government sources). It does not constitute tax or legal advice. Tax rules change regularly and your personal situation may significantly affect the calculation. Consult a qualified professional before making any relocation decision.