Indonesia
Indonesia, and Bali in particular, has become the mecca of digital nomads and expatriates seeking a tropical lifestyle at very low cost. The 5-year Second Home Visa facilitates long-term settlement. While Indonesian taxation is not the most favourable, the extremely low cost of living more than compensates. Bali offers a very dynamic expat community with English as the lingua franca and high-quality coworking spaces.
Taxation
Income tax brackets
| Bracket | Rate |
|---|---|
| 0 € → 60 000 000 € | 5 % |
| 60 000 000 € → 250 000 000 € | 15 % |
| 250 000 000 € → 500 000 000 € | 25 % |
| 500 000 000 € → 5 000 000 000 € | 30 % |
| 5 000 000 000 € → unlimited | 35 % |
Corporate tax
22 %
Capital gains
22 %
VAT
11 %
Visa options
Second Home Visa (Visa B211)
digital-nomadDuration: 5 ans
Cost: 3 000 000 IDR (~180 EUR)
Requirements: Preuve de fonds de 130 000 USD (~120 000 EUR) en épargne ou investissement. Assurance santé. Pas le droit de travailler pour une entreprise indonésienne.
KITAS Retraité
retireeDuration: 1 an renouvelable
Cost: Environ 4 000 000 IDR (~240 EUR)
Requirements: Age minimum de 55 ans. Pension ou revenus passifs de 2 500 USD/mois (~2 300 EUR). Assurance santé couvrant l'Indonésie. Logement en location ou propriété.
Golden Visa
investorDuration: 5 à 10 ans
Cost: Variable selon la catégorie
Requirements: Investissement de 2 500 000 USD+ dans une entreprise indonésienne pour 5 ans, ou 5 000 000 USD+ pour 10 ans. Ou achat d'obligations d'État de 350 000 USD+.
Living in Indonésie
Popular locations among expatriates
Cost of living
Comparison with the French average (vertical line)
Single person
Couple
City center rent
Outside city center rent
Indonesia offers one of the lowest costs of living in the world. A single person can live very comfortably in Bali on £500/month excluding rent. Rents are very affordable, especially outside the tourist areas of Seminyak and Canggu. Local food costs a fraction of European prices.
Settling in Indonésie
Practical indicators to prepare your relocation
Safety & stability
Procedures
Start a business
Settling in Bali or Jakarta requires a Second Home Visa ($130,000 in savings) or a KITAS. Visa management remains a friction point: many expats operate with regular visa runs. Infrastructure is uneven (traffic, roads), especially in Bali. The expat community is very active in Canggu and Ubud with a flourishing coworking scene where English dominates, but cultural and administrative barriers can be disorienting.
The Indonesian public health system (BPJS) is basic and reserved for citizens. Expats turn to private clinics, decent in Bali (BIMC, Siloam) but limited for serious cases. For complex procedures, a transfer to Singapore or Bangkok is often necessary. International health insurance with evacuation coverage is essential.
Quality of life
Bali offers an exceptional tropical lifestyle with beaches, rice paddies, and rich culture. The expat community is very active with many coworking spaces and networking events. Main drawbacks: variable internet quality, road traffic in Bali, and distance from Europe.
Pros and cons
Advantages
- Cost of living among the lowest in the world
- Relatively accessible 5-year Second Home Visa
- Tropical lifestyle and dynamic expat community
- Bali: global hub for coworking and remote work
Disadvantages
- Unfavourable taxation (up to 35% PIT)
- Variable internet quality and limited infrastructure
- Time difference of +7h with the UK
- Limited English usage outside expat hubs
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Verified on January 15, 2025All data on this page comes from public and institutional sources.
FAQ
What is the tax rate in Indonesia?
The top marginal income tax rate in Indonesia is 35%. The corporate tax rate is 22%.
What is the cost of living in Indonesia?
The monthly cost of living for a single person in Indonesia is approximately 600 EUR (excluding rent). City center rent costs around 450 EUR per month.
Is there a tax treaty between the United Kingdom and Indonesia?
Check HMRC for the current status of the tax treaty between the United Kingdom and Indonesia.
These results are estimates.
The data presented are estimates and do not constitute tax advice. Consult a professional for your personal situation.