Morocco - Settling in Morocco
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Morocco

AfricaCasablanca Finance City (CFC)

Morocco offers a unique mix for British and international expatriates: a 3-hour flight from London, a stable monarchy, a low cost of living, and English increasingly used in business circles alongside French and Arabic. The Casablanca Finance City (CFC) status grants major tax incentives for international companies. The country attracts entrepreneurs, retirees, and digital nomads thanks to its quality-of-life-to-cost ratio.

Top income bracket
37%
Corporate tax
32%
Capital gains
0%
Cost of living
600 €/mois
FR treaty
Yes
Last verification: January 15, 2025

Taxation

Income tax brackets

BracketRate
0 € 40 000 €0 %
40 000 € 60 000 €10 %
60 000 € 80 000 €20 %
80 000 € 100 000 €30 %
100 000 € 180 000 €34 %
180 000 € unlimited37 %

Corporate tax

32 %

Capital gains

0 %

VAT

20 %

Special regime : Casablanca Finance City (CFC)

Le statut CFC offre un taux d'IS réduit de 15 % pendant les 5 premieres années, puis 20 %. Les collaborateurs étrangers bénéficient d'un abattement de 50 % sur l'IR pour leur premier contrat de travail au Maroc (plafonné à 10 ans).

Duration

5 ans au taux réduit + avantages salariés jusqu'à 10 ans

Eligibility

Obtenir le statut CFC aupres de l'autorité de Casablanca Finance City. L'entreprise doit exercer une activité à vocation internationale (services financiers, conseil, siège régional, etc.).

Benefits
  • IS réduit à 15 % les 5 premieres années
  • Exonération de la retenue à la source sur les dividendes distribués à l'étranger
  • Abattement de 50 % sur l'IR pour les salariés étrangers
  • Cotisations sociales sur une base plafonnée
Tax treaty with France
Territorial taxation
Wealth tax

Visa options

Carte de séjour (1 an)

residence

Duration: 1 an renouvelable, carte de 10 ans possible apres

Cost: Environ 100 EUR (timbres fiscaux)

Requirements: Justifier de ressources suffisantes (revenus ou épargne). Contrat de travail, création d'entreprise ou revenus passifs. Casier judiciaire vierge.

Carte de séjour entrepreneur

entrepreneur

Duration: 1 an renouvelable

Cost: Environ 100 EUR (timbres fiscaux) + frais de création société

Requirements: Création d'une société au Maroc (SARL avec un capital minimum de 10 000 MAD, soit environ 900 EUR). Business plan et justificatif d'investissement.

Carte de séjour retraité

retraite

Duration: 1 an renouvelable

Cost: Environ 100 EUR

Requirements: Justifier d'une pension de retraite ou de revenus passifs suffisants. Pas de montant minimum officiel, mais environ 1 000 EUR/mois recommandé.

Living in Maroc

Popular locations among expatriates

Marrakech, médina
Marrakech, médina
Casablanca
Casablanca
Essaouira
Essaouira

Cost of living

Comparison with the French average (vertical line)

Currency : Dirham marocain (MAD)Exchange rate : 1 MAD = 0.0928

Single person

Monthly budget600 €/month
Difference / France-350 €/month

Couple

Monthly budget1 000 €/month
Difference / France-520 €/month

City center rent

1-bedroom apartment400 €/month
Difference / France-450 €/month

Outside city center rent

1-bedroom apartment250 €/month
Difference / France-400 €/month

The cost of living in Morocco is very low. A single person can live comfortably on £550/month excluding rent. Rents are accessible even in pleasant areas of Casablanca or Marrakech. Local food is excellent and cheap. The price-quality ratio is among the best for British expatriates seeking a Mediterranean lifestyle.

Settling in Maroc

Practical indicators to prepare your relocation

Safety & stability

Safety5/10
Political stability5/10
Healthcare system47/100
Corruption index38/100
Democracy index4.85/10
Government typeMonarchie constitutionnelle

Procedures

Residence permit3 months
Bank accountModerate
Public healthcareAccessible
Health insurance40 €/months

Start a business

Setup time12 days
Ease of business#53 worldwide
Effective corp. tax32%

Settling in Morocco is straightforward for EU and UK citizens: visa-free entry for 90 days, then residence permit application via the Direction Générale de la Sûreté Nationale. Tax residency is established with 183+ days of presence or main centre of economic interests in Morocco. The procedure takes 2-4 months. Many British and international expatriates settle in Marrakech, Tangier, or Casablanca.

The Moroccan public health system is free but uneven in quality across regions. The private sector is well developed in major cities (Casablanca, Rabat, Marrakech) with modern clinics at very affordable rates. Many doctors trained in France or English-speaking countries. Private health insurance costs £30-60/month and grants access to good facilities.

Quality of life

Morocco offers sunny climate, refined gastronomy, and rich cultural heritage. English is increasingly spoken in business circles and tourist areas, alongside French and Arabic. The international expatriate community is significant. Internet has improved but remains average. The private health system is good quality and affordable.

20°C
Avg. temperature
35 Mbps
Internet
UTC-1h
vs Paris
Arabe, Français, Amazigh
Language(s)

Pros and cons

Advantages

  • Multilingual environment: French, Arabic, and increasingly English
  • Very low cost of living (about 60% cheaper than the UK)
  • Geographic proximity (3h flight from London, GMT timezone)
  • Significant international expatriate community and active social life

Disadvantages

  • Top marginal rate of 37% on high incomes
  • Average internet and uneven infrastructure across cities
  • Sometimes heavy administrative bureaucracy
  • Air quality and urban management need improvement in big cities

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Sources

Verified on January 15, 2025

All data on this page comes from public and institutional sources.

FAQ

What is the tax rate in Morocco?

The top marginal income tax rate in Morocco is 37%. The corporate tax rate is 32%. A special regime exists: Casablanca Finance City (CFC).

What is the cost of living in Morocco?

The monthly cost of living for a single person in Morocco is approximately 600 EUR (excluding rent). City center rent costs around 400 EUR per month.

Is there a tax treaty between the United Kingdom and Morocco?

Check HMRC for the current status of the tax treaty between the United Kingdom and Morocco.

These results are estimates.

The data presented are estimates and do not constitute tax advice. Consult a professional for your personal situation.