Portugal - Settling in Portugal
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Portugal

EuropeIncentivo Fiscal à Investigação Científica e Inovação (IFICI)

Portugal remains a top destination for international expats thanks to its exceptional quality of life and attractive tax regime. The new IFICI scheme, successor to the NHR, continues to offer significant benefits to qualifying professionals. With a lower cost of living than the UK or Germany and a mild climate year-round, Lisbon and Porto attract freelancers, retirees and entrepreneurs.

Top income bracket
48%
Corporate tax
19%
Capital gains
0%
Cost of living
1 200 €/mois
FR treaty
Yes
Last verification: January 15, 2025

Taxation

Income tax brackets

BracketRate
0 € 8 342 €12.5 %
8 342 € 12 587 €15.7 %
12 587 € 17 838 €21.2 %
17 838 € 23 089 €24.1 %
23 089 € 29 397 €31.1 %
29 397 € 43 090 €34.9 %
43 090 € 46 566 €43.1 %
46 566 € 86 634 €44.6 %
86 634 € unlimited48 %

Corporate tax

19 %

Capital gains

0 %

VAT

23 %

Special regime : Incentivo Fiscal à Investigação Científica e Inovação (IFICI)

Successeur du NHR depuis 2024. Taux forfaitaire de 20 % sur les revenus portugais pour les nouveaux résidents fiscaux exerçant des activités à haute valeur ajoutée ou dans la recherche scientifique.

Duration

10 ans

Eligibility

Ne pas avoir été résident fiscal au Portugal au cours des 5 dernières années. Exercer une activité éligible (recherche, enseignement, tech, cadres qualifiés).

Benefits
  • Taux forfaitaire de 20 % sur les revenus de source portugaise
  • Exonération des revenus de source étrangère (hors pensions)
  • Pas de double imposition sur certains revenus étrangers
  • Applicable aux professions scientifiques, tech et haute valeur ajoutée
Tax treaty with France
Territorial taxation
Wealth tax

Visa options

Visa Digital Nomad (D8)

digital-nomad

Duration: 1 an renouvelable

Cost: 75 EUR (demande) + 72 EUR (permis)

Requirements: Revenu minimum de 3 510 EUR/mois (4x le SMIC portugais). Travail à distance pour une entreprise hors Portugal.

Visa D2 - Entrepreneur

entrepreneur

Duration: 1 an renouvelable, résidence permanente après 5 ans

Cost: 90 EUR (demande) + 72 EUR (permis)

Requirements: Projet entrepreneurial viable, investissement initial ou création d'emplois au Portugal.

Visa D7 - Revenu passif

passive-income

Duration: 2 ans renouvelable, résidence permanente après 5 ans

Cost: 90 EUR (demande) + 72 EUR (permis)

Requirements: Revenu passif stable (retraite, loyers, dividendes) d'au moins 820 EUR/mois.

Living in Portugal

Popular locations among expatriates

Quartier de l'Alfama, Lisbonne
Quartier de l'Alfama, Lisbonne
Porto, bord du Douro
Porto, bord du Douro
Algarve, sud du Portugal
Algarve, sud du Portugal

Cost of living

Comparison with the French average (vertical line)

Currency : Euro (EUR)

Single person

Monthly budget1 200 €/month
Difference / France+250 €/month

Couple

Monthly budget1 900 €/month
Difference / France+380 €/month

City center rent

1-bedroom apartment950 €/month
Difference / France+100 €/month

Outside city center rent

1-bedroom apartment600 €/month
Difference / France-50 €/month

The cost of living in Portugal is roughly 30% lower than in the UK or Germany. A single person can live comfortably in Lisbon on €1,200/month excluding rent. Rents have risen sharply in major cities but remain competitive compared to London or Paris.

Settling in Portugal

Practical indicators to prepare your relocation

Safety & stability

Safety7/10
Political stability8/10
Healthcare system72/100
Corruption index61/100
Democracy index7.95/10
Government typeRépublique semi-présidentielle

Procedures

Residence permit6 months
Bank accountModerate
Public healthcareAccessible
Health insurance80 €/months

Start a business

Setup time5 days
Ease of business#39 worldwide
Effective corp. tax19%

Portugal offers an accessible Digital Nomad visa (D8) and a vibrant startup ecosystem in Lisbon. The bureaucracy can be slow (SEF, finanças) but is gradually digitising. The English-speaking expat community is well established, especially in Lisbon, the Algarve and Porto, making integration smoother.

The Portuguese public health system (SNS) is free for residents but waiting times can be long. Private clinics (CUF, Luz Saúde) offer excellent care at much lower rates than in the UK or Germany. Private health insurance costs €50-100/month and is recommended for fast specialist access.

Quality of life

Portugal offers a pleasant Mediterranean climate with over 300 days of sunshine per year. The country ranks among the safest in Europe and has excellent internet connectivity. The international expat community is well established, particularly in the Algarve and Lisbon.

17°C
Avg. temperature
120 Mbps
Internet
UTC-1h
vs Paris
Portugais
Language(s)

Pros and cons

Advantages

  • IFICI regime: 20% flat rate for 10 years
  • Cost of living 30% lower than the UK or Germany
  • Exceptional climate and high quality of life
  • Large international expat community, easy integration

Disadvantages

  • High top marginal rate of 48% outside the special regime
  • Rising rents in Lisbon and Porto
  • Slow administrative bureaucracy
  • Low local salaries if working on-site

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Sources

Verified on January 15, 2025

All data on this page comes from public and institutional sources.

FAQ

What is the tax rate in Portugal?

The top marginal income tax rate in Portugal is 48%. The corporate tax rate is 19%. A special regime exists: Incentivo Fiscal à Investigação Científica e Inovação (IFICI).

What is the cost of living in Portugal?

The monthly cost of living for a single person in Portugal is approximately 1200 EUR (excluding rent). City center rent costs around 950 EUR per month.

Is there a tax treaty between the United Kingdom and Portugal?

Check HMRC for the current status of the tax treaty between the United Kingdom and Portugal.

These results are estimates.

The data presented are estimates and do not constitute tax advice. Consult a professional for your personal situation.